Credit Risk Analyst

About the role

Ayvens, a provider of full-service leasing, subscription services, fleet management and multi-mobility solutions, is looking for a Credit Risk Analyst in Bucharest. The role covers the analysis of credit requests from Ayvens Group entities, ensuring compliance with regulations and company policy and assessing the creditworthiness of clients.

Key responsibilities

• Analyze credit requests from Ayvens Group entities and ensure compliance with regulations and company policy
• Analyze data from multiple sources and files according to quality agreements, and ensure the quality of the analysis regarding client creditworthiness
• Ensure that each credit request receives complete documentation
• Support the Risk and Sales teams in continuous improvement
• Prepare reports on analyzed credit requests for stakeholders, at regular intervals or on request
• Work closely with the line manager to complete profiles on time and prioritize workload against daily and weekly objectives

Required profile

• Relevant experience in a financial institution or an equivalent detailed process, preferably in credit analysis, risk analysis or lending
• Proactive, business-oriented approach with an understanding of credit processes and customer assessment
• Knowledge of English and French
• Ability to build relationships and communicate effectively with colleagues, stakeholders and management

Required skills

• Knowledge of the MS Office suite

What we offer

• 25 days of annual leave, 1 sick day per year and 1 day off on your birthday
• Private healthcare subscription and a monthly benefit budget
• Holiday gifts for Easter and Christmas, loyalty bonuses after 3 and 5 years, and special event bonuses
• Training and career development opportunities
• Hybrid work setup of 3 days a week in the office (Timpuri Noi metro station)
• Dental care discounts and office massages on Tuesdays and Wednesdays