Credit Analyst-2

About the role

Ayvens, a provider of leasing, subscription and fleet management services for sustainable mobility, is looking for a Credit Analyst-2 in Bucharest. The role analyses credit requests from Ayvens Group entities, checks compliance with regulations and company policy, and supports the Risk and Sales teams.

Key responsibilities

• Analyse credit requests from Ayvens Group entities and ensure compliance with regulations and company policy
• Analyse data from multiple sources and files according to quality agreements, and ensure quality and completeness of documentation for each request
• Evaluate the credit risk of clients from a creditworthiness perspective
• Support Risk and Sales teams, give feedback on the credit process and propose improvements based on experience from other Group entities
• Maintain risk analysis up to date with procedural and policy changes
• Prepare reports on analysed credit requests for stakeholders
• Provide technical support and training to teams so the credit process is efficient and professional

Required profile

• University degree or diploma (e.g. Law, Economics)
• At least 2 years of experience in a financial institution or similar detailed process, preferably in credit analysis, risk analysis or lending
• Experience in finance and banking is a plus
• Fluent English, written and spoken; another language is a plus
• Strategic thinker with strong communication and negotiation skills

Required skills

• Knowledge of the MS Office suite
• Proficient use of system tools and procedures

What we offer

• 25 days of annual leave, 1 sick day and 1 day off on your birthday
• Private healthcare subscription and life insurance
• Monthly budget in the Benefit Platform, holiday gifts and loyalty bonuses at 3 and 5 years
• Training and career development opportunities
• Hybrid work, 3 days a week in the office near Timpuri Noi metro
• Dental discounts and office massages on Tuesdays, Wednesdays and Thursdays